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Your right to privacy and security is very important to us. Liberty will treat personal information as private and confidential.
How and why we collect personal information
The information that you disclose on the Mind Your Money Website will be collated for the following purposes:
Provide you with your personalised financial plan;
Deliver effective and personalised services to you that comply with applicable regulations;
Carry out statistical and other analyses to identify potential markets and trends, evaluate and improve our business (this includes improving existing and developing new products and services);
To verify and protect your identity; and/or
Comply with relevant regulatory requirements, including monitoring and analysing your account for fraud, compliance and other risk-related purposes as required by law.
We may collect from and share your personal information with selected third parties to ensure we meet our responsibilities as a registered long-term insurer. These third parties may include, but are not limited to:
Liberty representatives and/or other intermediaries;
Member companies of the Standard Bank Group (Includes Liberty and Stanlib); and/or
Other insurers or authorised financial services providers for the prevention of fraud
Transfer across borders
Sometimes we will process your personal information in other countries, either to carry out your instructions or for ordinary business purposes. These countries may not have the same level of protection. We will only process your personal information with your consent. If necessary, we will ask the party to whom we transfer your personal information to agree to our privacy principles, associated policies, and practices.
We shall ensure that all appropriate and reasonable technical and organisational measures are taken to secure your information as required by law. We shall further take reasonable steps to ensure the confidentiality of your information unless we are legally bound for disclosure.
We ask other organisations to provide support services to us. When we do this, they have to agree to our privacy policies if they need access to any personal information to carry out their services.
When we may reveal personal information without consent
We will not reveal personal information to anyone outside Liberty or certain of our service providers without your permission, unless:
We must do so by law or in terms of a court order;
It is in the public interest;
We need to do so to protect our rights; and/or
There is a legitimate purpose for sharing.
Storage and Our security practices
Liberty shall ensure that all appropriate and reasonable technical and organisational measures are taken to secure your information as required by law. We shall further take reasonable steps to ensure the confidentiality of your information unless we are legally bound for disclosure.
Where third parties are required to process your personal information in relation to the purposes set out in this notice and for other legal requirements, we ensure that they are contractually bound to apply the appropriate security practices.
All use of the Mind Your Money Website and transactions through it are protected by encryption (secret codes) in line with international standards.
We may share with or receive personal information from parties as set out above, where these parties reside outside of the country.
Your right to access information
You have the right to request access to the personal information we process about you. You may exercise this right by contacting firstname.lastname@example.org
By using the Mind Your Money Website, you acknowledge that you have read all the privacy terms and this disclaimer wherein you understand and agree that all information provided, whether personal or otherwise, may be used and processed by us.
Please note that by submitting information via the Website, you consent to the collection, collation, processing and storing of such information and the use and disclosure of such information in accordance with this disclaimer.
If you do not agree to be bound by these terms, kindly exit this page and do not access the Website.